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The estimated population of Effingham City, Illinois is 12,328 with 5,696 of those people taking residence in 5,340 housing units. Effingham has around 1,919 housing units that are owned with a mortgage or a loan, 1,419 that are owned free and clear and 2,002 that are renter occupied.
Review active property listings that are eligible for USDA loans in Effingham.