Waterford (12188) has an estimated 10,980 residents with 10,969 of those people in approximately 4,637 housing units. The 12188 zipcode contains 2,162 housing units that are owned with a mortgage or a loan, 871 housing units that are owned free and clear and 1,604 housing units that are renter occupied.

In Waterford (12188) the median listing price of $269,900 has dropped by $7,300 since 2018-10.

Zip code 12188 is in the Albany-Schenectady-Troy metropolitan area.
The median estimated home value in Waterford, NY (12188) is $217,400 as of 2018-10-31

The Zillow Market Health Index for Waterford, NY (12188) is 0.83. The corresponding state value is 5.88. This is significantly lower than the overall Market Health Index of NewYork.
Metro value is 4.63.
This is significantly lower than the overall Market Health Index of Albany-Schenectady-Troy.